Parwaz Card Punjab is a welfare project by the Government of Punjab that provides interest-free financial assistance, training, and proper facilitation for abroad job opportunities. Parwaaz card provides interest-free loans to help people meet the essential pre-departure expenses such as visa processing and protectorate charges, medical, skill verification tests, air tickets, and Overseas Employment Promoter (OEP) fee through the Official Parwaaz Card Portal.
What Is Parwaz Card Punjab?
Parwaaz Card Punjab is a provincial government program initiated by the Government of Punjab, led by Chief Minister Maryam Nawaz, to provide eligible citizens with a structured overseas employment facilitation and skills readiness program. The Parwaaz Card system is centered on youth empowerment, skills development, and safe overseas employment opportunities facilitated by government-controlled systems.
The Parwaaz Card is a facilitative program for Punjab citizens to enable overseas employment through a structured financial assistance program, a verified employment route, and a safe migration program.
Eligibility Criteria:
Eligible individuals must be 18 years or older with a valid CNIC and an overseas employment route.
https://parwaaz.psdf.org.pk/The Parwaaz Card Punjab is not an automatic right. The approval of the application is based on certain eligibility criteria, verification, and evaluation processes conducted by the concerned authorities through proper channels.
Parwaaz Card Punjab is not an automatic right. The approval of the Parwaaz Card Punjab is based on eligibility criteria, verification of documents, and assessment phases conducted by the concerned authorities through official procedures.
Parwaz Card Punjab Categories (2026)
| Category | Purpose | What It Supports |
|---|---|---|
| Overseas Employment | Help eligible candidates pursue legal overseas jobs | Skills development, pre-departure training, documentation readiness, and structured facilitation through official channels |
CM Punjab Parwaz Card – Program Overview
| Item | Details |
|---|---|
| Program Name | CM Punjab Parwaaz Card Program |
| Province | Punjab |
| Program Focus | Overseas employment facilitation, skills readiness, and worker welfare |
| Financial Nature | Interest-free loan support for approved pre-departure costs |
| Authority | Government of Punjab (implemented via PSDF) |
| Portal Opening Date | 28 January 2026 |
Parwaz Card Punjab Eligibility Criteria
Eligibility for Parwaaz Card Punjab is determined through official government procedures and may change from time to time. The applicant must fulfill the eligibility criteria specified on the official Parwaaz Card website at the time of applying
Publicly confirmed eligibility requirements include:
| Requirement | Condition |
|---|---|
| Residency | Must be a resident of Punjab |
| Age | 18 years or older |
| Identification | Valid CNIC |
| Gender | Open to both male and female applicants |
| Overseas Job Offer | Required for loan applicants |
| Salary Condition | Job offer salary must be below SAR 5,000 per month |
The overseas employment eligibility for Parwaaz Card is also associated with skills readiness, job requirements, and verification procedures conducted through licensed Overseas Employment Promoters (OEPs) and the government website.
Who Can Apply for a Parwaz Card?
If you do not have a confirmed job offer yet, you can also register:
- Resident of Punjab with a valid CNIC
- Age 18 years or above
- Has a confirmed foreign job offer or is registered as a Job Seeker
- Co-borrower is mandatory
- Mobile number should be registered in the applicant’s own name
Don’t Have a Job Offer Yet?
You can register as a Job Seeker on the Parwaaz Card portal.
Once you receive a verified overseas job offer, you can proceed with the loan application without starting over.
How Long Does the Application Process Take?
After verification, Parwaaz Card applications are processed within 7–10 working days under normal conditions.
Information for Loan Applicants
If you already have a confirmed overseas job offer, you can apply for financial support:
- Who: Applicants with a valid job offer from an international employer with less than SAR 5000 per month
- What You Get: Interest-free financial assistance for approved pre-departure costs
- How It Works: After registration and verification, your support is processed through the official system
Loan disbursement follows verification and compliance with documented eligibility.
Expenses Covered Under Parwaaz Card Loan
The Parwaaz Card loan helps cover essential overseas employment expenses, including:
Medical tests, visa, and protectorate fees, air tickets, skill/trade testing (if necessary), approved OEP fees, and other expenses that are verified and supported by receipts.
Parwaz CardLoan Disbursement Model
How Is the Loan Amount Released?
Frequently Asked Questions
When will the Parwaaz Card portal open?
The Parwaaz Card portal will open for applicants on 28 January 2026, as per official government updates.
How is the loan amount released?
20% of the loan is released in cash initially. The remaining 80% is released later through a mix of cash and POS/card-based payments for approved expenses.
Who can apply for the Parwaaz Card?
Applicants must be 18 years or older, hold a valid CNIC, be residents of Punjab, and follow the overseas employment pathway.
Can I apply without a job offer?
Yes. You can register as a Job Seeker and apply for the Parwaaz Card loan after receiving a verified overseas job offer.
Is a co-borrower required?
Yes. A co-borrower is mandatory for Parwaaz Card applications.
Is Parwaz Card Punjab interest-free?
Parwaaz Card Punjab provides interest-free loan support for approved pre-departure costs to eligible applicants who have secured overseas job offers. Financial support is subject to eligibility checks and official program rules.
Can women apply for Parwaz Card Punjab?
Yes. Parwaaz Card Punjab is open to both male and female applicants who meet the eligibility criteria published on the official portal.
How long does the Parwaaz Card application process take?
After verification, applications are processed within 7–10 working days under normal conditions.
Is a job guaranteed under Parwaz Card Punjab overseas employment?
No. Parwaaz Card Punjab does not guarantee a job. The program provides structured facilitation, skills readiness, and access to verified overseas job opportunities through official channels.
Is there a registration fee for Parwaz Card Punjab?
No. Parwaaz Card Punjab registration is free of charge. Applicants should not pay any fee to agents or third parties.
Who is eligible for Parwaaz Card Punjab?
Eligibility for Parwaaz Card Punjab is defined by the Government of Punjab and verified through the official portal. Applicants must meet residency, identification, age, and program-specific requirements published at the time of application.
Is an overseas job offer required for Parwaaz Card loans?
Yes. Interest-free loan support under Parwaaz Card is available only to applicants who have secured a verified overseas job offer through licensed Overseas Employment Promoters.
Who can register as an Overseas Employment Promoter (OEP)?
Only BEOE-licensed Overseas Employment Promoters are eligible to register on the Parwaaz Card portal.
Is there a salary limit for overseas job offers?
Yes. Publicly shared criteria indicate that overseas job offers must fall below the prescribed salary (less than SAR 5000 per month) threshold defined by the program, which is verified during application screening.
